Accept free bank payments with Sway

We understand the cost of card payments

In, 2020, in Europe alone, card payment fees had a total price tag of £48 billion. On top of that card fees increase year by year and card payment fraud has been a growing problem.

Open banking to save the day

Open banking is the door to innovation that allows the fincial industry to move forward - and it’s not different with payments. Now you’re in control of your bank account and we can make it really easy for your to ditch the card network and get paid for free.

Save with Sway bank payments

No transaction fees

Unlimited bank payments for free

Instant payout

Money in your account 24/7

Bank-level security

No chargeback or fraud

How bank payments work

Generate QR
Customer scans
Choose Pay by Bank
Confirm payment with bank

Accept all major banks

We support close to 100% of consumer banks in the UK, so your customers will have many options when paying you. If their bank is not supported or they simply want to pay by card, that’s also an option. Full flexibility.

Find out more about card payments

Frequently asked questions

Can my customers get a digital receipt upon payment?

How does the fee work?

What's the payout time?

Can I disable card payments?

How does the trial work?

Start now and join the change in payments

We're changing how businesses get paid. Start your 7-day trial today and make your payments digital.

  • Your phone as a payment terminal

    Card payments

    Bank payments

    Your phone as a payment terminal

    Card payments

    Bank payments

    Your phone as a payment terminal